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| Account Type | Minimum Balance | Monthly Service Charge | Transactions & Fees | ||||
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$0 | None | 1500 Monthly Transactions FREE, thereafter 10¢ each | ||||
| Totally Free Business Checking* An account that's right for your business! 1500 Monthly Transactions FREE! Transactions include checks deposited, debits and credits.
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$10,000 | Only $15 if account falls below minimum balance | 2000 Monthly Transactions FREE, thereafter 10¢ each | ||||
| Select Business Checking For business able to maintain a $10,000 balance and seeking higher transaction limits!
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$0 | $5 per month, plus activity fees which can be offset by earnings credit from deposit balances | 20¢ per check/debit, 07¢ per deposited Valley Bank item or 08¢ per item for other banks | ||||
| Business Analysis Checking For the larger business with higher account activity!
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| Click on "More" and "Hide" to view and hide additional details about each account type. |
| Frequent and large cash transactions may incur additional charges. |
| A monthly charge will be imposed on negative collected average balance - percentage based on Wall Street Prime + 2%. |
| Business Checking accounts maybe subject to analysis and repricing on account activity and deposit balance. |
Earnings Allowance
You can offset all or part of your account's monthly service charges
with a monthly Earnings Allowance on your account balances. Earnings
Allowance applies to your collected balance. A service charge is imposed when the cost of your monthly
activity exceeds the Earnings Allowance during the month.